How to Use 使用说明

1. 1. Enter your current financial information
2. 1. 输入您当前的财务状况
3. 2. Set your retirement goals and expectations
4. 2. 设置您的退休目标和预期
5. 3. Click "Calculate" to see your retirement projection
6. 3. 点击"计算"查看退休预测

Retirement Planning Tips 退休规划建议

• ▸ Aim to save 15-20% of your income for retirement
• ▸ 目标是将收入的15-20%用于退休储蓄
• ▸ Consider increasing contributions with salary raises
• ▸ 考虑随着工资增长增加储蓄
• ▸ Diversify investments to balance risk and return
• ▸ 分散投资以平衡风险和回报
• ▸ Review your plan annually and adjust as needed
• ▸ 每年审查计划并根据需要调整

Investment Strategies 投资策略

• ▸ Start early to benefit from compound growth
• ▸ 尽早开始以受益于复利增长
• ▸ Consider low-cost index funds for long-term growth
• ▸ 考虑低成本指数基金实现长期增长
• ▸ Rebalance your portfolio annually
• ▸ 每年重新平衡您的投资组合
• ▸ Reduce risk as you approach retirement age
• ▸ 随着退休年龄临近降低风险